<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url><loc>https://kvartil.se/sv/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/sv/funds/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/sv/kvartil-investmentbolag-plus-calculus/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/sv/kvartil-nordiska-smabolag-plus-faktor/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/sv/kvartil-multi-asset/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/sv/trueblue/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/sv/institutions/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/sv/about/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/sv/insights/monthlycomments</loc></url>
  <url><loc>https://kvartil.se/sv/analysis-and-tools/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/sv/endowment-calculator/</loc></url>
  <url><loc>https://kvartil.se/sv/pension-kalkylator/</loc></url>
  <url><loc>https://kvartil.se/sv/allocation-analysis/</loc></url>
  <url><loc>https://kvartil.se/sv/faq/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/sv/contact/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/sv/document/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/sv/manager/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/sv/legal/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/sv/sustainability/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/sv/sustainability/disclosuresregulation/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/en/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/en/funds/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/en/kvartil-investmentbolag-plus-calculus/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/en/kvartil-nordiska-smabolag-plus-faktor/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/en/kvartil-multi-asset/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/en/trueblue/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/en/institutions/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/en/about/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/en/insights/monthlycomments</loc></url>
  <url><loc>https://kvartil.se/en/analysis-and-tools/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/en/endowment-calculator/</loc></url>
  <url><loc>https://kvartil.se/en/pension-kalkylator/</loc></url>
  <url><loc>https://kvartil.se/en/allocation-analysis/</loc></url>
  <url><loc>https://kvartil.se/en/faq/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/en/contact/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/en/document/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/en/manager/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/en/legal/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/en/sustainability/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/en/sustainability/disclosuresregulation/</loc><lastmod>2026-11-02T14:00:00+01:00</lastmod></url>
  <url><loc>https://kvartil.se/documents/Priip_KID_Kvartil_Investmentbolag_Calculus_A.pdf</loc><lastmod>2026-05-05</lastmod></url>
  <url><loc>https://kvartil.se/documents/Priip_KID_Kvartil_Investmentbolag_Calculus_B.pdf</loc><lastmod>2026-05-05</lastmod></url>
  <url><loc>https://kvartil.se/documents/Priip_KID_Kvartil_Investmentbolag_Calculus_C.pdf</loc><lastmod>2026-05-05</lastmod></url>
  <url><loc>https://kvartil.se/documents/Priip_KID_Kvartil_Investmentbolag_Calculus_A_eng.pdf</loc><lastmod>2026-01-21</lastmod></url>
  <url><loc>https://kvartil.se/documents/Priip_KID_Kvartil_Investmentbolag_Calculus_A_no.pdf</loc><lastmod>2026-01-21</lastmod></url>
  <url><loc>https://kvartil.se/documents/Priip_KID_Kvartil_Nordiska_Smabolag_Faktor_A.pdf</loc><lastmod>2026-05-05</lastmod></url>
  <url><loc>https://kvartil.se/documents/Priip_KID_Kvartil_Nordiska_Smabolag_Faktor_B.pdf</loc><lastmod>2026-05-05</lastmod></url>
  <url><loc>https://kvartil.se/documents/Priip_KID_Kvartil_Nordiska_Smabolag_Faktor_C.pdf</loc><lastmod>2026-05-05</lastmod></url>
  <url><loc>https://kvartil.se/documents/Priip_KID_Kvartil_Multi_Asset_A.pdf</loc><lastmod>2026-05-05</lastmod></url>
  <url><loc>https://kvartil.se/documents/Priip_KID_Kvartil_Multi_Asset_B.pdf</loc><lastmod>2026-05-05</lastmod></url>
  <url><loc>https://kvartil.se/documents/Priip_KID_Kvartil_Multi_Asset_C.pdf</loc><lastmod>2026-05-05</lastmod></url>
  <url><loc>https://kvartil.se/documents/Priip_KID_Kvartil_Multi_Asset_A_eng.pdf</loc><lastmod>2026-01-21</lastmod></url>
  <url><loc>https://kvartil.se/documents/Kvartil_Informationsbroschyr.pdf</loc><lastmod>2026-08-18</lastmod></url>
  <url><loc>https://kvartil.se/documents/Kvartil_Informationsbroschyr_eng.pdf</loc><lastmod>2026-03-12</lastmod></url>
  <url><loc>https://kvartil.se/documents/Halvarsberattelse_2026_Kvartil_Investmentbolag_Calculus_signed.pdf</loc><lastmod>2026-08-26</lastmod></url>
  <url><loc>https://kvartil.se/documents/Arsberattelse_2025_Kvartil_Investmentbolag_Calculus.pdf</loc><lastmod>2026-03-26</lastmod></url>
  <url><loc>https://kvartil.se/documents/Halvarsberattelse_2026_Kvartil_Nordiska_Smabolag_Faktor_signed.pdf</loc><lastmod>2026-08-26</lastmod></url>
  <url><loc>https://kvartil.se/documents/Halvarsberattelse_2026_Kvartil_Multi_Asset_signed.pdf</loc><lastmod>2026-08-26</lastmod></url>
  <url><loc>https://kvartil.se/documents/Arsberattelse_2025_Kvartil_Multi_Asset.pdf</loc><lastmod>2026-03-26</lastmod></url>
  <url><loc>https://kvartil.se/documents/Bil_35_Hallbarhetspolicy.pdf</loc><lastmod>2026-08-27</lastmod></url>
  <url><loc>https://kvartil.se/documents/Kvartil_sustainability_report_2025_2026_ink_voting.pdf</loc><lastmod>2026-06-25</lastmod></url>
  <url><loc>https://kvartil.se/documents/Kvartils_strategy_in_brief.pdf</loc><lastmod>2026-03-26</lastmod></url>
</urlset>
